Tagged impact

IMCA Members Weigh in on Timing, Impact of Rising Interest Rates

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With the Fed on track to raise interest rates in the foreseeable future, advisors and investors are strategizing about how to retool portfolios to minimize the impact. IMCA members offered their views about the timing and amount of a rate hike along with possible portfolio protection strategies in a June 2015 survey. Views include:

The right time? More than half (55 percent) of IMCA members think now is the right time to move forward with a rate hike while 28 percent disagree, saying the economy is still too fragile after a weak first quarter.

If not now, when? 63 percent think the Fed will raise rates by fall 2015 while 31 percent say rates won’t rise until 2016.

Portfolio insulation. Approximately one-third of IMCA members are allocating more to equities, 30 percent are shifting portfolios toward alternatives and 11 percent plan to buy more bonds if prices decline.

How much? 82 percent of IMCA members think rates will increase by 25 basis points while only 6 percent of IMCA members surveyed anticipate a 50-basis-point increase. Several respondents agree with Federal Reserve Governor Jerome Powell’s assessment that a dual rate increase may be necessary.

“Six years into expansion, the Fed needs to move rates off the zero bound to begin to create some dry powder for the next downturn,” one IMCA member wrote in response to a question about whether now is the right time to raise rates. “Moderately higher rates phased in raised at a measured pace shouldn’t derail the expansion,”

Click here for more information. Survey findings are based on 236 responses from IMCA members.

Contact: Ryan Hoffman, Communications Director. P: 303.850.3079 Email: rhoffman(at)imca.org. Twitter: @IMCA.

About IMCA

Established in 1985, Investment Management Consultants Association® (IMCA®) is a nonprofit professional association and credentialing organization with more than 10,000 individual members and certificants worldwide. IMCA members collectively manage more than $ 2.477 trillion, providing investment consulting and wealth management services to individual and institutional clients. Since 1988, IMCA has offered the Certified Investment Management Analyst® (CIMA®) certification, which earned accreditation by the American National Standards Institute (ANSI) in April 2011, making it the first financial services credential in the United States to meet international standards (ISO 17024) for personnel certification. IMCA’s Certified Private Wealth Advisor® (CPWA®) certification is suited for wealth management professionals working with high-net-worth clients. In 2014, IMCA conferences and workshops hosted nearly 4,000 attendees.

IMCA® and Investment Management Consultants Association® are registered trademarks of Investment Management Consultants Association Inc. CIMA®, Certified Investment Management Analyst®, CIMC®, CPWA®, and Certified Private Wealth Advisor® are registered certification marks of Investment Management Consultants Association Inc. Investment Management Consultants Association Inc. does not discriminate in educational opportunities or practices on the basis of race, color, religion, gender, national origin, age, disability, or any other characteristic protected by law.


The impact of price volatility in oil trading companies to be analysed at Oil Trading Risks Summit

London (PRWEB UK) 6 May 2015

Oil companies are currently confronting the industry’s worst slump since the financial crisis of 2008 with the low oil prices. Volatility has increased dramatically over the last months; after peaking at $ 115 a barrel last June, oil prices have dropped by more than 50%. This trend together with changing currency rates (crude oil prices have recently rebounded on the weaker dollar), have a direct impact on the profit that oil trading companies are able to generate.

The Oil Trading Risks Middle East & Africa 2015 Summit, organised by IRN on 2-3 June at The Meydan Dubai, will analyse these challenges through focused sessions on CTRM systems and price mitigation measures. This conference will also look at the financial risks oil companies face, addressing currency and interest rate risks as well as hedging strategies to help mitigate them.

Expert speakers at the Summit include senior representatives from ENOC, National Bank of Abu Dhabi, Etihad Airways, Petro China, Shell, Oando, The Oil & Gas Holding Company (nogaholding), AVES, Turkish Airlines, Hess Energy Trading Co. (HETCO), Bharat Petroleum Corporation Limited, Golden Crown, Dragon Oil, Ikon Petroleum, Control Riks and many others, who will share best practices with the audience on how to minimise risks at a very crucial time for the oil industry.

The Oil Trading Risks Middle East & Africa 2015 Summit is sponsored by the software solutions and consulting services provider, ComFin; and the provider of commodity trading and risk management software, Allegro.

More information about the Summit, Speakers and the Agenda can be found on the website: http://www.oiltradingrisks.com







How Interest Rates Impact Real Estate Values

Professor Richard Roll says the effect may not be what you’d think. Visit UCLA Anderson School of Management www.anderson.ucla.edu Click here for more faculty videos from UCLA Anderson School of Management www.anderson.ucla.edu
Video Rating: 5 / 5

Presented by Robert P. Murphy at “Austrian Economics and the Financial Markets,” the Mises Circle in Manhattan on 22 May 2010 in New York, New York. Includes an introduction by Mises Institute president Douglas E. French.

The impact of rates of interests in mortgage financing.

(PRWEB) September 8, 2004

We are a mortgage information dissemination company. In our day to day business we see a lot of misunderstandings related to mortgage. We hope that this article, along with the associated resources will help you in getting a clear picture of it.

The galloping rates of interests, fluctuating as per the variations in the market economy are nothing but the signifier of inflation trend. The rates of interests are the prime factors that are thoroughly considered before taking up of any financing. For home financing, the rates of interests count a lot. Buyers look more for those financers or lenders who offer stable and reliable rates of interests. There are thousands of mortgage lenders, offering various interest rates that vary according to the location and mortgage type. It becomes very difficult for the prospective mortgage buyer, to choose the best and the cheapest rates out of them. In the mortgage market the buyer is constantly in the fear of being misled by the mortgage lender. Some lenders offer mortgage rates that seem to be reasonable, but they actually cost a lot to the mortgage buyer.

Mortgage rate is a rate of interest in percentage that is charged by the mortgage lender in calculating the outstanding principal balance. (http://www.mortgagefit.com/mortgage-rate.html)

There are many types of mortgage rates. They are as following:

1. Prime Rate- Prime Rate is the lowest interest rate that banks charge for short-term loans, to their best, prime or creditworthy commercial customers. Each bank quotes a prime-lending rate.

2. Initial Interest Rate- Initial Interest Rate refers to the original, starting interest rate of a mortgage at the time of closing. This rate changes for an adjustable rate mortgage ( ARM ). It is also known as a teaser rate or start rate.

3. Note Rate-Note Rate is an interest rate stated on a promissory document. It is also known as nominal rate or face interest rate.

4. Fixed interest rate- Fixed Interest Rate is an interest rate, which is fixed and does not change during the term of the loan.

5. Interest Rate Ceiling- Interest Rate Ceiling is the absolute maximum interest rate that a lender can charge for an adjustable rate mortgage (ARM) (http://www.mortgagefit.com/arm.html), as specified in the mortgage loan agreement. This is regulated by the government.

6. Safe Rate- Safe rate is an interest rate provided by low-risk investments, such as secured first mortgages. (http://www.mortgagefit.com/mortgage.html)

Buyers are more attracted towards those mortgage products, which offer low or fixed rates of interests. The fixed rates of interests (http://www.mortgagefit.com/fixed-rates.html ) let the buyers know in advance how much money they have to spend from their pockets each month, in making mortgage payments. Thus they can calculate before hand, the possible investment and savings resulting from the mortgage deal, they have accepted. The variable rates of interest, always exposes the mortgage buyers in a very uncertain situation. They have to depend on the market economy, for every move they want to take. The fate of their mortgage deal depends totally upon the trends of market interestÂ’s rates.

If you have any other queries related to mortgage, feel free to visit this site. http://www.mortgagefit.com


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