LowRateCreditCardsOnline

Posts Tagged ‘lower’

Question by BinBin: Is there any way to lower the interest rate from 33% from credit cards to lower rate due to bad credit score?
My checking was NSF when I was out of the country for few weeks. I resumed the payments on my credit card when I was back. As the result, some of my credit card interest rate jumped from 5.9% to 29.99% and 33.34%. I am still making payments on the cards, but it is very differcult to pay down the balance when the rates are so high.

Best answer:

Answer by goodflgirl2k
Yes, http://www.prosper.com

Pay off all credit card debt!

What do you think? Answer below!

by YoTuT

Low Rate Credit Cards For People With Lower Credit Scores

Low rate credit cards for people with lower credit scores are still available but are much harder to find and be approved for than before the credit crunch. The banks are now much less likely to lend to those with low credit scores but this has spawn a new industry of lenders who will.

Many credit card companies have all kinds of additional charges that they do not tell you right away. You realize that these charges only when your statement comes in.

Hence, you should first be aware of all the possible fees. Do not be afraid to ask if in doubt. Make sure you read the fine print carefully, even if it feels tedious and the sales person is insisting that there is nothing important in it. Usually, these charges are mentioned there. So, you can be aware. The best one for you would be the one that does not have any fees. Such cards are available if you look for them carefully.

Shop around as the interest charged to those with low credit scores can vary immensely. You should know that a lower interest rate is very important in any credit card. In fact, some cards charge as much as 21% in interest and that too on all your purchases. Hence, you need to be very vigilant about this.

The best card is not the one that will allow you to spend the most. Instead, there are also many other things that you should consider before taking any credit card. Any wrong decision can cause you to fall into the trap of high interest rates, stupendous fees and many other charges that will not leave you soon.

Hence, you should look carefully before selecting any credit card. Read on for a free online credit report plus more!

DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…

by J. Stephen Conn

Question by CaCO3Girl: Is it easier to get a lower interest rate on your credit cards full or empty?
My credit card interest rates are OUTRAGEOUS! I have 5 cards, and they vary from 18%-29.99% interest rates. I am doing a debt consolidation, from my dad, and I wanted to know if I would have more luck getting lower interest rates when they are maxed, or empty?

Best answer:

Answer by Sharon T
Don’t think you’ll get a lower rate either way, but surely not with them charged to near their limits.

If you are borrowing from your dad to pay these off, you should give him the cards and promise not to use them until he is paid off.

Give your answer to this question below!